Recent Storm Damage Posts
How To Minimize Flood Damage to Your Business
If you have flooding, remember not to panic.
Prepare Your Business From A Flood Damage
There is never a good time to deal with flood damage in Santa Maria, CA. Different types of flooding include burst pipes, flash floods, and sewage backup. They can be hard to prepare for and even harder to predict. Here are a few tips to ensure that you are doing the most you can to protect your property from disaster.
Sometimes you won't have time to prepare your business before a storm hits. If your property experiences flooding, remember not to panic. You can avoid most of the damage with these steps.
- Stop the flow of water and turn off circuit breakers to reduce risk of injury.
- Call your storm damage restoration company immediately.
- Remove small furniture items, books, papers, and breakables to a higher floor or a dry room.
- Put cinder wood blocks under the legs of furniture to raise them above water level.
- Lift all cushions, rugs, drapes and other fabric items away from water, and set them outside to dry if needed.
- Place sandbags around doors and windows to divert running water and soak up standing water.
Prepare for the Worst
While the forecast can be erratic, one of the best ways to avoid heavy damage is to be prepared before a storm descends. Perform routine maintenance on the building to prevent water from pooling in areas. Make sure to clean out storm drains and patch holes in parking lots. Regularly inspect doors, windows and drains, and bring them up to code.
Keep an Updated Flood Action Plan
Having a flood action plan can help you get your business running right after a disaster. Keep yourself and your employees updated on weather forecasts and storm warnings. Have the numbers of insurance providers and emergency services in one place. Make an evacuation plan and perform drills regularly. Know how to locate all utility taps and circuit breakers and how to safely shut them off in case of a flood.
When you have a well-constructed plan, you will feel much better about handling a disaster such as flooding. Just because the weather can be unpredictable doesn't mean you shouldn't be prepared.
Flood Damage Claims: A Step-By-Step Guide
If you have experienced a storm damage in Santa Maria, CA contact an adjuster
Did you recently experience a storm in Santa Maria, CA, that left your home with flood damage? If so, and you have insurance coverage for such an occurrence, you need to make a flood claim as soon as possible. How can you go about doing so? Follow these three steps to make sure that your insurance claim is properly reported.
1. Contact an Adjuster
The very first thing that you need to do is contact the adjuster for your flood policy to report the destruction. If you do not have flood coverage, this would be the time to contact any applicable government agencies for information on available assistance, as your homeowners’ policy will not likely cover anything related to flooding. If you are in a designated disaster area, there may be federal aid available.
2. Clean and Recover
You will want to begin cleaning and salvaging your house and items before the insurance representative arrives. This could be a good time to contact a restoration company to help you with any water damage or drying that is needed as a result of the flood. Just make sure to take pictures of damaged items and areas of your property to show as proof of loss. Cleaning the building and recording everything makes the adjuster’s job easier when assessing the situation.
3. Prepare for the Adjuster’s Arrival
In case the representative assessing damage related to your flood claim arrives when you are not at home, be sure to leave your contact information for him or her. Understand that you will likely sign a proof of loss statement before your claim is approved. If more damage is found later on, that will be added to the insurance company’s record.
Preparing for a flood claim when you are dealing with the emotional aftermath of a natural disaster is anything but easy. Having a plan in place and being educated about what your insurance company needs from you will help things go more smoothly at the time of the assessment.
The Cost Difference Between Mitigation and Restoration During a Flood
Commercial Company flooded and needing Remediation
Floods continue to be the most prevalent and expensive natural disaster in America. While preventative measures provide quicker and less expensive alternatives to the cost of hiring a flood cleanup company, many property owners do not mitigate against flood damage. This results in high costs and a lengthy restoration process.
One of the best preventative recommendations for flood damage is flood insurance, which property owners may purchase through the National Flood Insurance Program, managed by the Federal Insurance and Mitigation Administration (FIMA), for an average of $700 per year.
Some other preventative methods include the following:
- Sealing basement walls with compounds that are waterproof
- Installing reflux valves to prevent drains from backing up
- Moving heat and electrical sources to higher levels
- Backing up data to the cloud
- Making a flood plan, including work-from-home opportunities
Once in place, these measures offer protection, year after year. Even better, property owners can usually have the cost partially or fully covered by FIMA.
In contrast, property owners who did not take preventative measures must hire a flood cleanup company out of pocket. Every day the business is closed is a day of income lost, while the company may have salaried staff to pay.
Drying out the business may take the restoration company a few days, and this can only begin after the flood waters recede. Restoration to pre-flood conditions may only require an additional few days, but in worst case scenarios, it may take a business a while to completely rebuild. Not surprisingly, FEMA estimates that 40 percent of small businesses, many of which do not invest in preventative measures, fail to recover from natural disasters.
When it comes to flood damage, prevention is always better than a cure. Sure, a reputable flood cleanup company may restore your place of business in a matter of days, but investing in proactive measures is the best approach to natural disasters in Santa Maria, CA.
How To Prepare for Flood Damage
How To Prepare for Flood Damage
Flooding can happen throughout the year and can be devastating to a commercial building, leaving damage that takes a significant amount of time and expense to undo. There are several steps you can take to prepare your Santa Maria, California building to survive and recover from storm damage. Preventative measures can reduce the amount of flood damage and make it easier to restore your building to operational use as soon as possible.
1. Clean the Gutters
Flooding doesn’t always mean there are several feet of water in a building. Even a few inches of water inside a commercial building can cause substantial damage. Floodwaters can build slowly over several days or may rise extremely quickly in the event of a flash flood.
No matter how much rain is falling, well-maintained gutter systems have a much better chance of diverting that water to proper drainage areas. If the gutters are clogged with leaves, dirt, and other debris, the water can overflow the sides and saturate the ground around the foundation, increasing the risk for damage. Make sure to check and clean the gutters on a regular schedule to ensure they work properly during a flood.
2. Maintain the Storm Drains
Like gutters, storm drains are designed to move water away from streets and buildings. While the local government or county is usually responsible for storm drain maintenance, you may be required to report issues with the drains on or near your property. If you see something amiss with a storm drain, report it to the authorities immediately.
3. Have a Response Plan
Make sure you’re ready to react quickly in the event of flooding. During a flood watch or warning, follow basic safety guidelines:
Listen to the TV or radio for weather updates
Gather an emergency preparedness kit
Move to higher ground
Avoid walking or driving through flood waters
Keep the number for restoration professionals handy so you can call them if your building sustains storm damage. You will want to do this as soon as possible to begin cleanup and repairs. Responding quickly to flood damage can help get your building back to normal operations. Visit http://www.SERVPROsantamaria.com for more information on flood damage.